Personal Finance is Different for Entrepreneurs
If you’re an entrepreneur, personal finance is not about handing your money over to the stock market, or putting it in a retirement plan, and hoping it works out. It’s not about diversification, it’s about focus. And it’s not about complexity. It’s about simplification, minimizing risk, and optimizing cash flow.
Our firm specializes in helping professionals, entrepreneurs and business owners develop sound financial planning strategies. We offer personalized, hands-on service. We educate our clients about financial strategies, concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.
We understand the many challenges of business owners today. We focus on money management, as well as other issues that are critical to your financial well being.
Business Planning Solutions & Financial Services
Our breadth of Small Business solutions ensures that we are able to best match your needs no matter which aspects of business or financial planning you require.
We offer a number of strategic planning options for businesses and small business owners. Our experienced advisors can personally assist you with your business needs, including but not limited to; cost segregation studies, property tax recovery, energy tax incentive audits, hiring incentives, and manufacturing tax credit studies. Our national team of industry experts will work with you to discover which services are right for your business, and can even provide a calculation of benefit that each service will yield.
We provide our clients with the highest industry recognized level of service and a single solution to capture the broadest range of federal, state and local tax credits and incentives. We structured our organization and processes to meet all of the challenges commonly experienced by companies attempting to capture financial savings and reinvest in their businesses with a focus on each client’s specific industry, circumstances and goals.
Throughout each project our team works side by side with our clients, CPAs, and accounting staff to ensure a smooth integration of these lucrative tax credits. We also offer expense reduction strategies, specialized retirement programs, corporate financing options and other business benefits.
Our retirement investments are all bound by the same top tier fiduciary loyalty. All strategies that involve investing directly in the markets benefit from our dynamic Smart investing and we will never recommend a product that we do not believe matches your business’s financial goals.
- SEP IRAs
- 401Ks
- Simple Plans
- Buy/Sell Agreements
- Split Dollar Agreements
- Key Employee Insurances
- Corporate Investment Management
- Defined Contribution Plans
- 1031 | 1033 | DST Tax-Deferred Exchanges
- Business Estate Planning or Succession Planning
- Exit Planning Strategies
- Cost Remediation Strategies
Specialized Tax Incentives: Our proprietary software helps identify local, state, and federal tax incentives available for your business. On average, for a small to mid size company, we are able to identify over $200k.
Corporate Expense Reductions: Our 11 point expense analysis identifies overcharges and billing errors in key expense areas such as Credit Card Merchant Processing, Parcel Shipping, Waste & Recycling, Property Taxes, and Workers Compensation Premiums.
We offer knowledge, experience and a fresh set of eyes. Find out how much you’ve been missing out on and contact us today!
Proprietary Retirement Program
Here at Perpetual Wealth Financial, we work with many businesses, professionals, entrepreneurs and athletes to facilitate individualized, personalized and proprietary retirement programs. One of the more powerful approaches we use is a front loaded retirement program, called the Stryde Retirement Program (SRP), created by Stryde.
While there are many nuances to the methodologies behind the working parts of this structure, the SRP is simply a tool through which a business owner may have the ability to drastically advance their wealth accumulation relative to their retirement planning efforts in a highly tax advantaged manner. This methodology, when applicable, gives business owners the opportunity to take a tax deduction relative to their participation, grow their wealth tax deferred and take distributions out of this retirement planning medium tax free.
Additionally, it jump starts their retirement by advancing massive amounts of capital in their program for them, with the goal of realizing superior gains as a result of having more money working for them. This lends itself to having the ability to generate a much larger nest egg than through other approaches that may then be distributed on a tax free basis.
• Wealth Transfer: Transfer massive amounts of wealth to your heirs, charity, school or foundation utilizing the most powerful and cost effective manner while guaranteeing the results
• Estate Plan: Engage in estate planning utilizing the benefits of your business to accomplish the most cost effective ILIT in existence
• Qualified Plan Rescue: By redirecting participating funds, the opportunity exists to generate a structure that results in tax free distributions that may be applied against taxes due on distributions out of a qualified plan
• Business Exit Planning: With the ability of the front loading to be assumed, it may provide massive benefit to the business seller and buyer at sale
• Key-man & Buy/Sell: With the insurance contained within the structure, it can be used as a wealth accumulation medium and address insurance needs simultaneously